:root{--navy:#2f241f;--navy2:#171717;--blue:#d96a17;--gold:#f58220;--gold2:#ffb126;--ink:#2f2a27;--muted:#6f6863;--line:#e4ded9;--soft:#faf7f4;--white:#fff;--danger:#b42318;--success:#137a46;--shadow:0 18px 48px rgba(47,36,31,.12)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,system-ui,-apple-system,Segoe UI,Arial,sans-serif;color:var(--ink);background:#f3f5f8;line-height:1.5}.shell{width:min(1120px,calc(100% - 36px));margin:auto}.site-header{background:var(--white);border-bottom:1px solid #eee6df}.header-inner{min-height:116px;display:flex;align-items:center;justify-content:space-between;gap:24px;padding:14px 0}.brand{display:flex;align-items:center;text-decoration:none;min-width:0}.brand-logo{display:block;width:min(470px,48vw);height:auto;max-height:88px;object-fit:contain;object-position:left center}.header-help{font-size:14px;color:#536477;text-decoration:none}.header-help strong{color:var(--navy);margin-left:4px}.hero{background:linear-gradient(120deg,#342821 0%,#1c1b1b 58%,#111 100%);color:white;padding:55px 0 92px;border-top:5px solid var(--gold)}.hero-grid{display:grid;grid-template-columns:minmax(0,1.5fr) minmax(280px,.7fr);gap:60px;align-items:center}.eyebrow{font-size:12px;letter-spacing:2px;font-weight:800;color:#ff9b3d}.hero h1{font-size:clamp(34px,5vw,54px);line-height:1.05;margin:12px 0 16px;letter-spacing:-1.5px}.hero p{font-size:17px;color:#dce5ef;max-width:720px;margin:0}.hero-note{display:flex;gap:14px;padding:20px;border:1px solid rgba(255,255,255,.16);background:rgba(255,255,255,.07);border-radius:14px}.note-icon{display:grid;place-items:center;min-width:32px;height:32px;border-radius:50%;background:var(--gold);color:var(--navy);font-weight:900}.hero-note div{display:flex;flex-direction:column;gap:3px}.hero-note span{font-size:13px;color:#dfe7f0}.form-shell{margin-top:-52px;margin-bottom:70px}.progress-wrap{background:#fff;border-radius:16px;padding:26px 34px 24px;box-shadow:var(--shadow);margin-bottom:22px}.progress-line{height:4px;background:#e9edf2;border-radius:999px;overflow:hidden;margin:0 9% 17px}.progress-line span{display:block;height:100%;width:0;background:var(--gold);transition:width .3s ease}.steps{display:flex;justify-content:space-between;list-style:none;padding:0;margin:0}.steps li{display:flex;flex-direction:column;align-items:center;gap:7px;color:#8693a3;font-size:11px;font-weight:700;text-transform:uppercase;letter-spacing:.5px}.steps li span{width:30px;height:30px;border-radius:50%;display:grid;place-items:center;background:#edf0f4;color:#7c8998;font-size:12px}.steps li.active,.steps li.done{color:var(--navy)}.steps li.active span{background:var(--navy);color:#fff;box-shadow:0 0 0 4px #e8edf4}.steps li.done span{background:var(--gold);color:var(--navy)}.card{background:#fff;border-radius:16px;padding:38px;box-shadow:var(--shadow)}.card-heading{display:flex;gap:18px;margin-bottom:30px}.section-number{font-weight:800;color:var(--gold);font-size:13px;letter-spacing:1px;padding-top:5px}.card-heading h2{margin:0;color:var(--navy);font-size:25px;letter-spacing:-.4px}.card-heading p{margin:5px 0 0;color:var(--muted);font-size:14px}.field-grid{display:grid;gap:20px}.field-grid.two{grid-template-columns:repeat(2,minmax(0,1fr))}.address-grid{grid-template-columns:2fr .55fr .75fr;margin-top:20px}.field.full{grid-column:1/-1}.field{display:flex;flex-direction:column;gap:7px;font-size:13px;font-weight:700;color:#344558}.field em,.subhead em,.acknowledgment em{color:var(--danger);font-style:normal}.field input,.field select,.field textarea{width:100%;font:inherit;font-weight:500;color:var(--ink);background:white;border:1px solid #ccd5df;border-radius:9px;padding:13px 14px;outline:none;transition:.2s}.field textarea{resize:vertical}.field input:focus,.field select:focus,.field textarea:focus{border-color:var(--blue);box-shadow:0 0 0 3px rgba(31,103,169,.10)}.field input.invalid,.field select.invalid,.field textarea.invalid{border-color:var(--danger);background:#fff8f7}.field small{color:#7c8998;font-size:11px;font-weight:500}.choice-group,.reason-grid{border:0;padding:0;margin:0;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}.choice-card,.reason-card{position:relative}.choice-card input,.reason-card input{position:absolute;opacity:0;pointer-events:none}.choice-card span,.reason-card span{height:100%;min-height:78px;border:1px solid #d9e0e8;border-radius:11px;padding:16px 17px;display:flex;flex-direction:column;gap:4px;cursor:pointer;transition:.18s;background:#fff}.choice-card span:before,.reason-card span:before{content:"";position:absolute;right:15px;top:15px;width:18px;height:18px;border:1.5px solid #bac5d0;background:white}.choice-card span:before{border-radius:4px}.reason-card span:before{border-radius:50%}.choice-card input:checked+span,.reason-card input:checked+span{border-color:var(--navy);background:#f4f7fb;box-shadow:inset 0 0 0 1px var(--navy)}.choice-card input:checked+span:before,.reason-card input:checked+span:before{background:var(--navy);box-shadow:inset 0 0 0 4px white}.choice-card b,.reason-card b{color:var(--navy);font-size:14px}.choice-card small,.reason-card small{font-size:12px;color:var(--muted);padding-right:20px}.divider{border:0;border-top:1px solid #e5e9ee;margin:30px 0}.subhead{font-size:15px;color:var(--navy);margin:0 0 13px}.other-reason{margin-top:18px}.group-error{display:none;color:var(--danger);font-size:12px;margin:8px 0 0}.group-error.show{display:block}.doc-guidance{margin:-5px 0 22px;background:#f5f8fc;border-left:4px solid var(--gold);padding:15px 17px;border-radius:0 9px 9px 0;color:#445568;font-size:13px}.doc-guidance strong{display:block;color:var(--navy);margin-bottom:5px}.doc-guidance ul{margin:5px 0 0;padding-left:20px}.upload-zone{min-height:190px;border:2px dashed #bdc8d4;border-radius:13px;background:#fafbfc;display:flex;flex-direction:column;align-items:center;justify-content:center;text-align:center;padding:28px;cursor:pointer;transition:.2s;color:var(--muted)}.upload-zone:hover,.upload-zone.dragover{border-color:var(--blue);background:#f3f8fd}.upload-zone input{display:none}.upload-icon{display:grid;place-items:center;width:42px;height:42px;border-radius:50%;background:#e9eef5;color:var(--navy);font-size:22px;font-weight:700;margin-bottom:10px}.upload-zone strong{color:var(--navy);font-size:15px}.upload-zone>span:not(.upload-icon){font-size:13px;margin:3px 0}.upload-zone small{font-size:11px;margin-top:8px}.file-list{display:flex;flex-direction:column;gap:8px;margin-top:12px}.file-row{display:flex;align-items:center;justify-content:space-between;gap:12px;padding:11px 13px;background:#f7f9fb;border:1px solid #e1e6ec;border-radius:9px}.file-meta{min-width:0;display:flex;gap:10px;align-items:center}.file-icon{width:30px;height:30px;display:grid;place-items:center;border-radius:6px;background:#e7edf5;color:var(--navy);font-size:11px;font-weight:800}.file-name{display:flex;flex-direction:column;min-width:0}.file-name b{font-size:12px;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}.file-name small{font-size:10px;color:#7a8898}.remove-file{border:0;background:none;color:#8b97a5;font-size:18px;cursor:pointer}.privacy-note{display:flex;gap:12px;align-items:flex-start;background:#f7faf8;border:1px solid #dae9df;border-radius:10px;padding:14px 16px;margin-top:22px;color:#496055}.privacy-note p{margin:0;font-size:12px}.review-panel{border:1px solid #e0e6ec;border-radius:12px;overflow:hidden;margin-bottom:25px}.review-section{padding:18px 20px;border-bottom:1px solid #e6ebf0}.review-section:last-child{border-bottom:0}.review-section h3{margin:0 0 10px;color:var(--navy);font-size:13px;text-transform:uppercase;letter-spacing:.6px}.review-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:9px 30px}.review-item{font-size:12px;color:var(--muted)}.review-item strong{display:block;color:var(--ink);font-size:13px;margin-top:1px;word-break:break-word}.acknowledgment{display:flex;align-items:flex-start;gap:11px;font-size:12px;color:#516173;background:#f7f9fb;border-radius:10px;padding:16px;cursor:pointer}.acknowledgment input{margin-top:3px}.signature{margin-top:22px;max-width:520px}.form-step{display:none}.form-step.active{display:block}.step-actions{display:flex;justify-content:space-between;gap:12px;margin-top:18px}.step-actions.end{justify-content:flex-end}.btn{border:0;border-radius:9px;padding:13px 20px;font:inherit;font-weight:800;font-size:13px;cursor:pointer;text-decoration:none;display:inline-flex;align-items:center;justify-content:center;gap:10px;transition:.18s}.btn.primary,.btn.submit{background:var(--gold);color:#fff;box-shadow:0 4px 12px rgba(245,130,32,.28)}.btn.primary:hover,.btn.submit:hover{background:#df6f17;transform:translateY(-1px)}.btn.secondary{background:#fff;color:#556679;border:1px solid #d8e0e8}.btn:disabled{opacity:.6;cursor:not-allowed;transform:none}.submit-help{text-align:right;color:#7a8796;font-size:12px}.submit-help a{color:var(--navy);font-weight:700}.system-banner{padding:13px 16px;border-radius:9px;margin-bottom:18px;font-size:13px}.system-banner.error{background:#fff3f1;border:1px solid #f3c2bc;color:#8d2117}.system-banner.info{background:#eef6ff;border:1px solid #bfd8f4;color:#214f79}.hidden{display:none!important}.success-panel{text-align:center;background:#fff;border-radius:16px;padding:54px 40px;box-shadow:var(--shadow)}.success-icon{width:64px;height:64px;border-radius:50%;display:grid;place-items:center;background:#e6f6ed;color:var(--success);font-size:30px;font-weight:900;margin:0 auto 20px}.success-panel h2{font-size:28px;color:var(--navy);margin:8px auto 12px;max-width:650px}.success-panel>p{color:var(--muted);max-width:650px;margin:0 auto 24px}.success-next{text-align:left;background:#f7f9fb;border-radius:10px;padding:17px 20px;max-width:660px;margin:0 auto 24px}.success-next strong{color:var(--navy)}.success-next p{font-size:12px;color:var(--muted);margin:5px 0 0}footer{background:#211b18;color:#c5d0dd;padding:32px 0}.footer-inner{display:flex;align-items:center;justify-content:space-between;gap:30px}.footer-inner>div:first-child{display:flex;flex-direction:column;gap:3px}.footer-inner strong{color:#fff;font-size:13px}.footer-inner span{font-size:11px}.footer-links{display:flex;align-items:center;gap:22px}.footer-links a{color:#d5dde7;font-size:11px;text-decoration:none}.sr-only{position:absolute!important;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
@media(max-width:760px){.shell{width:min(100% - 24px,1120px)}.header-inner{min-height:88px;padding:10px 0}.brand-logo{width:min(310px,68vw);max-height:68px}.header-help{font-size:0}.header-help strong{font-size:12px}.hero{padding:38px 0 78px}.hero-grid{grid-template-columns:1fr;gap:24px}.hero h1{font-size:36px}.hero p{font-size:15px}.progress-wrap{padding:19px 12px 17px}.progress-line{margin-left:8%;margin-right:8%}.steps li b{display:none}.card{padding:25px 19px}.card-heading{gap:12px}.card-heading h2{font-size:21px}.field-grid.two,.choice-group,.reason-grid,.review-grid{grid-template-columns:1fr}.address-grid{grid-template-columns:1fr 1fr}.address-grid .full,.address-grid .field:first-child{grid-column:1/-1}.step-actions{position:sticky;bottom:0;background:linear-gradient(to top,#f3f5f8 75%,rgba(243,245,248,0));padding:18px 0 5px;z-index:2}.step-actions .btn{flex:1}.footer-inner,.footer-links{flex-direction:column;align-items:flex-start;gap:10px}.success-panel{padding:40px 20px}}

.modal-open{overflow:hidden}.modal-backdrop{position:fixed;inset:0;z-index:1000;background:rgba(20,25,31,.66);display:grid;place-items:center;padding:20px}.warning-modal{width:min(100%,560px);background:#fff;border-radius:18px;padding:34px;box-shadow:0 24px 70px rgba(0,0,0,.30);text-align:center}.warning-modal-icon{width:54px;height:54px;margin:0 auto 16px;border-radius:50%;display:grid;place-items:center;background:#fff1e6;color:var(--gold);font-size:28px;font-weight:900}.warning-modal h2{margin:0 0 12px;color:var(--navy);font-size:24px;line-height:1.2}.warning-modal p{margin:0 auto 24px;color:#586879;font-size:14px;line-height:1.65;max-width:480px}.warning-modal-actions{display:flex;justify-content:center;gap:10px;flex-wrap:wrap}.warning-modal-actions .btn{min-width:190px}
@media(max-width:560px){.warning-modal{padding:28px 20px}.warning-modal h2{font-size:21px}.warning-modal-actions{flex-direction:column}.warning-modal-actions .btn{width:100%}}